Overview  |  What is a Credit Union? 

We're listeners not tellers.

The Alabama Credit Union is a progressive, member-owned financial cooperative whose mission is to improve the quality of life of its members by providing the highest level of service while building member trust and value.

Like all credit unions, management is by a board of directors made up of persons democratically elected from the membership, by the membership. Board members volunteer their time and effort to ensure the highest standard of services possible to members of the credit union.

Members pay less for financial products and services because the credit union is a not-for-profit organization owned by its members (we don’t have customers!). Earnings above our operating expenses and reserves are returned to members in the form of lower-cost loans, higher-yields on deposits, convenient offices and access methods, and lower (if any) fees.

Each year at our annual membership meeting, members elect volunteers to fill positions on the board of directors and supervisory committee. One member, one vote — it’s democracy in action. And once a member, always a member — even if you leave your current employer or relocate to a new area.

Our commitment to you is that we will continually find ways to add value to your credit union membership. The more you use your Alabama Credit Union, the more you’ll save... just another way we’re Better. All The Time.

Now you can! You are probably eligible to join Alabama Credit Union; consult the eligibility list. Then, call, write or e-mail to, or visit any Alabama Credit Union office to become a member. While we will be happy to obtain information from you to open your membership, we will need to obtain a copy of your photo identification and your actual signature prior to activating your account. You will also need at least $26 to open your savings account ($25 minimum balance and $1 membership fee). Welcome to Alabama Credit Union!

Find the Alabama Credit Union office most convenient to you.