Free Checking Accounts

We don't charge you to use your money -- pay no monthly fees at Alabama Credit Union! To open a checking account you must deposit a minimum of $15 (to cover the cost of your first box of personalized checks), and if you plan to order an VISA ATM/Debit card, please deposit at least $50 to your new account. Your credit union checking account gives you an automatic carbonless copy of every check. No more forgetting to post a check or hassling with bulky monthly statements! Once a month you receive a statement showing all activity on your accounts -- and secure e-statements are also available. It's simple.

We also provide overdraft protection for qualified members. Ask us to be approved for an overdraft protection line of credit that will make advances to your account.

Are your paydays sometimes too far apart? Avoid embarrassment when you qualify for Overdraft Privilege serivce that prevents your checks from being returned if you overdraw your account. Ask us when your account may qualify for this convenient service.

Ask to see our custom-designed Crimson Tide, UAH Charger and Mercedes-Benz Team Member checks! Transfers between accounts are also easy.

 










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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, Fee Schedule and Member Business Account™ Fee Schedule. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.

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