BizBasics™ — a free checking account that's perfect for small businesses with up to five employees.

» Monthly fee: None

» Items: Up to 100; thereafter, only 15¢ per item up to 300 items, 25¢ per item over 300 and up to 500, and 40¢ per item over 500. 

» VISA ATM/Debit Card: Free

» VISA credit card: Available

» E-statements: Free

» ACUiBranch®: Free

» Online Bill-Pay and Bill Presentment: Available; $6 per month and includes up to 15 transactions, and 55¢ per transaction thereafter.

» Overdraft Privilege: Not available

» Your employees: Eligible for Alabama Credit Union membership; Free first box of personalized checks when personal checking account opened with direct deposit.

» More: Credit Card Merchant Services for point-of-sale processing; Coin sorting/counting; No-fee access to Credit Union Service Centers locations; No ACH fees for transactions.

 









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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, Fee Schedule and Member Business Account™ Fee Schedule. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.

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