Check out dealers' inventory and compare models from the comfort of your keyboard.

Finance up to 125% of the dealer list price for a new or late model used car, truck or RV. Loans are available at fixed or variable rates with repayment schedules up to 72 months. Check our current rates and apply now. 

Pre-approved financing

Getting low-cost Alabama Credit Union financing -- either directly from the credit union or at the dealership of your choice -- is easier than ever before, even after the credit union's business hours or on weekends.

We offer traditional loans for terms up to 72 months.

We maintain a network of auto dealerships that are prepared to handle your Alabama Credit Union financing on the spot -- be sure to ask for low-cost Alabama Credit Union financing by name! There are several ways to get your financing handled before you step on the auto sales lot:

» Call, visit, or apply online to Alabama Credit Union for pre-approval. We'll respond quickly, and code your pre-approval status so that your purchase will be streamlined. We use the Credit Union Direct Lending's (CUDL) dealership financing management system to provide this service to you. You can sign documents at the dealership, and drive off in your new purchase. We reimburse the dealerships for their expense in handling our paperwork for us at no direct cost to you.

» Call, visit, or apply online to enroll for or access your Loanliner Open End PLUS plan. One signature is all that's required for a lifetime of consumer borrowing needs. After your loan is approved at the credit union, instead of letting the auto dealership handle the Alabama Credit Union financing for you, just tell the dealer to handle the transaction like a cash purchase. Write the dealership a check, and we'll put the loan proceeds into your Alabama Credit Union checking account. (Don't have an Alabama Credit Union checking account? Check this out, and save yourself time and money!) Be sure to list Alabama Credit Union as lienholder, and furnish us the title application, bill of sale, and proof of insurance for the purchase you've made.

» After business hours, call our authorized LoanLink Center at 1-866-564-2848 for instant loan approval service.

No time for pre-approval?

No problem! Just insist on low-cost Alabama Credit Union financing at these auto dealerships.

» Now, you can shop online to take a look at dealers' inventory before you walk on the sales lot. Do side-by-side comparisons, calculate payments, and much more!

Got the auto you wanted, but ended up with financing from somewhere else?

It happens. But, it needn't mean that you pay more for the life of the loan, or have to put up with a separate payment book and lender. Ask us right away about converting your new loan to an Alabama Credit Union loan, so that you can enjoy convenient payroll deduction, ACUiBranch access, automatic payment transfers and much more. It's very easy -- we can handle it for you!