Merry Christmas from your ACU family! All ACU branches will close at 12 p.m. on Tuesday, December 24, and will be closed all day on Wednesday, December 25.

Credit Cards

Choose the right credit card for you.

Credit cards

Explore our credit cards for simplified spending. Borrow up to your credit limit for purchases online or in-person, with flexible repayment options. Enjoy benefits like rewards while building credit responsibly.

Bama Card

Great way to show your pride!

Credit Card

11.9% - 17.9% APR
Purchase Rates

11.9% - 17.9% APR
Balance Transfer Rate
 

  • Rewards

Traditions Card

Our lowest rates!

Credit Card

8.9% - 12.9% APR
Purchase Rates

8.9% - 12.9% APR
Balance Transfer Rate
 

  • Rewards
  • Cash Back

Secured Card

Enjoy the convenience of a card while building your credit.

Credit Card

11.9% - 17.9% as a Bama Card or 8.9% - 12.9% as a Traditions card
Purchase Rates

11.9% - 17.9% as a Bama Card or 8.9% - 12.9% as a Traditions card
Balance Transfer Rate

 

  • Rewards

Student Card

Great way to establish credit while you enhance your future.

Credit Card

11.9% - 17.9% as a Bama Card or 8.9% - 12.9% as a Traditions card
Purchase Rates

11.9% - 17.9% as a Bama Card or 8.9% - 12.9% as a Traditions card
Balance Transfer Rate

 

  • Rewards

Ready to apply?

That’s great! We are so excited that you have chosen the right card for your goals and look forward to assisting you every step of the way.