Please beware of suspicious phone calls and text messages regarding your account. Alabama CU will never call you to request your personal or financial information. If someone calls with this request, immediately hang up and contact us directly at 888.817.2002.

For more information, please visit our Security and Fraud Center.

Make Loan Payment

We make paying your loans easy.

Quick & Easy Ways to Pay

Save time and money by making your loan payment without having to send a paper check or drive to your local branch.

Smart Pay

Make a one-time loan or credit card payment with your debit card.

  • Click 'Pay with Smart Pay' button below
  • Input your member number (account number without the suffix 50 or 00)
  • Input your zip code associated with your ACU account
  • Follow the prompts to add your payment information
  • Make your monthly loan or credit card payment with ease!

A processing fee of $4.95 will be applied to the payment.

Online & Mobile Banking 

Online Banking: Click the 'Pay Now' feature next to your loan.

Mobile Banking: Select your loan and click the 'Make a Payment' feature.

Choose your way to pay: 

Option 1: Transfer from an internal account.

Option 2: Pay with a debit card for a $4.95 fee.

Option 3: Pay from an account at another financial institution.

Other Loan Payment Options

Visit us at one of our branch locations to make a payment with a check or cash.

Mail a check noting your account number to:

Alabama Credit Union
Attention: Loan Department
P.O. Box 862998 
Tuscaloosa, AL 35486