Raw Land & Subdivision Lot Loans

Owning a piece of land is like owning a dream. It’s an opportunity to build something that’s all your own. With affordable financing for land, we help you make that dream a reality. Realize your vision with an Alabama Credit Union land loan or lot loan that offers competitive land financing rates.

Banking
Subdivision lot loans:
  • 10-year terms
  • Competitive fixed rates
  • 25% down payment
  • Purchase and refinance
Undeveloped land loans:
  • 15-year terms
  • Competitive fixed rates
  • 30% down payment
  • Purchase and refinance

Our land loan and lot loan experts make the entire process fast and easy, so apply today to start living your dream!

*See important information about rates, fees and other costs

 

*Maximum closing costs to be paid by Alabama Credit Union may not exceed $1,300.00; if closing costs exceed $1,300.00, borrower is required to pay those closing costs in excess of $1,300.00 prior to or at time of closing. No closing cost will be charged if loan balance remains above $5,000 for at least 24 months after closing; if loan balance falls below $5,000 within 24 months of closing, closing costs paid by Alabama Credit Union will be charged to borrower(s).