Affordable Home Loan Options to Fit Your Needs

At Alabama Credit Union, we help you feel good about the entire home buying process from first look to final move-in. Whether you’re a first-time homebuyer or dreaming of your forever home, ACU’s local mortgage lenders can fit you with the right home loan option that’s perfect for you. It’s the affordable, convenient, easy, feel-good way to buy a home.

Banking

Friendly Home Loan Experts

Our flexible mortgage programs are designed to give you the right financing to help you achieve your dreams. And our friendly mortgage experts are here to walk you through the loan process step by step to give you the best home loan for your needs. We understand that it’s our job to make you feel at home – and feel good about your home loan.

 

Fixed-Rate Mortgage

With a conventional, fixed-rate mortgage, you get a low-interest rate that’s locked in for the life of the loan. And with flexible terms from 10 to 30 years, you can customize a low monthly payment to fit your budget.

 

Adjustable-Rate Mortgage

An adjustable-rate mortgage delivers a fixed interest rate for an initial period of 3, 5, 7, or 10 years for incredibly affordable monthly payments. After the fixed-rate period ends, the interest rate converts to a low adjustable rate.

 

Second Mortgage/Refinance Loan

Enjoy access to up to 100% financing of the “available equity in your home with our 10-year fixed-rate second mortgage loan. You can get cash to consolidate debt, finance home improvements, or make major purchases.

 

Home Equity Line of Credit

With an Alabama Credit Union Home Equity Line of Credit, you get flexible access to a line of credit for the cash you need for virtually anything. 

Get pre-qualified online to lock in one of our low-interest rates and shop with confidence!