Please beware of suspicious calls about your account. Alabama CU will never ask for personal or financial info like credit card numbers, passwords, or Social Security numbers. Scammers may use robocalls that appear local or from us. If asked for this info, hang up immediately and call us at 888.817.2002 or use the chat on our website. For more information, visit our Security and Fraud Center.

Land Loans

Start building your dream today with a Land Loan from ACU!

Raw Land & Subdivision Lot Loans

Owning a piece of land is like owning a dream. It’s an opportunity to build something that’s all your own. With affordable financing for land, we help you make that dream a reality. Realize your vision with an Alabama Credit Union land loan or lot loan that offers competitive land financing rates.

Banking
Subdivision lot loans:
  • 10-year terms
  • Competitive fixed rates
  • 25% down payment
  • Purchase and refinance
Undeveloped land loans:
  • 15-year terms
  • Competitive fixed rates
  • 30% down payment
  • Purchase and refinance

Our land loan and lot loan experts make the entire process fast and easy, so apply today to start living your dream!

*See important information about rates, fees and other costs

 

*Maximum closing costs to be paid by Alabama Credit Union may not exceed $1,300.00; if closing costs exceed $1,300.00, borrower is required to pay those closing costs in excess of $1,300.00 prior to or at time of closing. No closing cost will be charged if loan balance remains above $5,000 for at least 24 months after closing; if loan balance falls below $5,000 within 24 months of closing, closing costs paid by Alabama Credit Union will be charged to borrower(s).